Auto Repair Financing in Wayne, NJ

Financing Your Car Repairs Made Easy
At Hi-Tech Auto Service Center in Wayne, NJ, we understand that auto repairs can be unexpected and costly. To help ease the burden, we offer flexible auto repair financing options tailored to meet your needs. Whether it’s a minor fix or a major overhaul, you can get your car back on the road without breaking the bank.
Flexible Financing Options
We provide a variety of finance options to suit your financial situation. With the help of trusted partners like Synchrony, Affirm, and Klarna, you can choose a plan that fits your budget. These partners offer installment loans, which allow you to spread the cost of your repairs over manageable monthly payments.
Benefits of Repair Financing
Avoid Payday Loans: Payday loans may seem convenient, but they often come with high interest rates and short repayment terms. Our financing options offer lower interest rates and more flexible repayment terms, making them a smarter choice.
No Prepayment Penalties: With our financing plans, you can pay off your loan early without worrying about prepayment penalties. This means you can save on interest and become debt-free sooner.
Improve Your Credit Score: Making timely payments on your repair financing can positively impact your credit score. This can help you qualify for better financial products in the future.
Understanding the Terms
When considering auto repair financing, it’s important to understand the terms:
Interest Rate: The cost of borrowing money, expressed as a percentage.
Repayment Term: The length of time you have to repay the loan, which can range from a few months to several years.
Origination Fees: Some lenders charge a fee to process your loan application.
Loan Amount: The total amount of money you borrow to cover your repair costs.
Monthly Payments: The amount you pay each month until the loan is fully repaid.
Credit Unions and Personal Loans
Credit unions often offer personal loans with competitive rates for auto repairs. These loans can be a good alternative to high-interest car title loans. Credit unions typically have lower interest rates and longer repayment terms, making them an excellent choice for financing your car repairs.
Credit Card Options
If you prefer, you can use a credit card to finance your repairs. Many credit cards offer promotional interest rates for a set period, such as 0% APR for 24 months. This can be a great way to finance your repairs without incurring interest, as long as you pay off the balance within the promotional period.
Apply Today for Auto Repair Financing in Wayne, NJ
Don’t let the cost of auto repairs keep you off the road. At Hi-Tech Auto Service Center in Wayne, NJ, we offer various financing options to help you manage your repair expenses. Apply today and get back on the road with confidence.
Our Customer Reviews
Prompt, professional, and personable. Gino gets 5 stars!
Celeste Varricchio Dec 12, 2023
Dead battery this AM. Got on the aaa app & within minutes Gino was on his way; arrived w/in 20 min & replaced the battery & topped off a low tire for good measure. A-1 service. Thanks!
Gordon Hunziker Feb 2, 2026
Gino was very friendly and did a great job replacing my car battery
Jim Wang Feb 2, 2026
Gino arrived quickly and was easy to deal with
Lou Hammerman Feb 2, 2026
Great service, amazing personality
amir m Feb 2, 2026
This fellow was a full expert and fully professional and so fast and thorough. Replacing the battery on my Chevrolet volt. He is to be commended. While I had thought I might replace this battery myself once it was jumped, watching him, I realized that there was no way I could ever have done this myself. He needed special tools and a tremendous amount of know-how, all of which he displayed throughout. Excellent job. Very happy to have done it this way.
Dad Jurow Feb 2, 2026
The service was great all around. Quick and easy! Gino could not have been more helpful.
Curtis Moore Feb 2, 2026
Professional and prompt services. Everyone I spoke with was friendly and focused on helping me. Highly recommend this place for all auto needs!
Sandy Meyers Feb 2, 2026
Tesfa from AAA immediately responded to my call when I couldn’t start my car. He arrived and quickly found the problem. This was resolved quickly , and with a detailed explanation of the issue. I am most grateful for this outstanding, attentive service and will continue to rely on AAA. It is such a comfort knowing that help is only a few minutes away. Thank you so much!
Bobbie Emmons Feb 2, 2026
Geno’s service and timeliness was impeccable. He responded to our call and replaced the battery in under an hour.
Keith Timko Feb 2, 2026
Trustworthy Auto Shop! This place is the only mechanics I trust to keep my vehicles on the road! Been a loyal customer for over 10 years. They are the best!
Peter DiMarco Feb 2, 2026
Hi-Tech Auto arrived promptly when my battery died and needed a jump start. I drove my car to their shop and they put the battery on a charger immediately and charged the battery fully. I appreciate their attention to my problem and getting me back on the road.
William Weiss Feb 2, 2026
Gino came right out to help me with a dead battery and replaced it asap.
shannon rivero Feb 2, 2026
Stranded early in the morning in the freezing cold on my way to work, . Gino arrived and promptly assessed that I needed a new battery, installed it in a few minutes and sent me on my way.
Kate Horrigan Feb 2, 2026
Gino came out and replaced my battery in freezing temperatures- excellent service, would highly recommend
William Smith Feb 2, 2026
GINO came to save us stranded in 0 degree weather without a battery. Mans changed it in 15 minutes and was so pleasant. Americas Hero! Thank you Gino!
Ava Biasco Feb 2, 2026
I had to get my car fixed unexpectedly and quickly to make an important appointment. They checked my car thoroughly to show me what odds and ends needed attention on top of fixing the 2 major issues that needed immediate attention. Good communication and friendly people. And got to my appointment!
Suzanne Mlynarczyk Feb 2, 2026
Excellent service from start to finish. Fair pricing, quality work, and great communication. They treated my truck like it was their own. I’ll continue to use them for all my vehicles
Larry Ortiz Bowens Feb 2, 2026
Luke W. From high-Tech Auto Service was great. Professional, knowledgeable , charismatic and very efficient. Worst weather conditions and he made it all work. Not an easy ask but thank goodness for Luke.
Maurizio Scrofani Nov 11, 2023
Tesfa was very helpful and informative. He arrived within the quoted time frame and took the time to check whether the battery was bad. He was willing to change the battery on the spot and explained everything clearly. Great service and a smooth experience overall. Highly recommend!
Samantha Jimenez Feb 2, 2026
We had a great experience! Tesfa was professional and knowledgeable.
Katherine Noyes Jan 1, 2026
Highly professional and great atmosphere to be in. It was a pleasure to do business with and look forward to continuing that business venture.
alexander abolt Jan 1, 2026
Great experience with hi tech. Got me back on the road asap right after a snow storm and we’re a pleasure to deal with! Thanks again
Louie Rezzonico Jan 1, 2026
If I could give Pete and hitech 10 stars I would. Pete came to my rescue so fast and got me out of the snow. Wonderful guy and very helpful. When I called Mike he made sure he got the best one to help me!
Jill Janesk Jan 1, 2026
Put in call for a dead battery on a very cold day. Gino called to confirm vehicle location and his ETA. He arrived when expected, was able to quickly diagnose the issue and replace the battery onsite all within 30 mins.
Nick Torraca Jan 1, 2026
Gino works hard with a smile on his face
Mina Ibarguen Jan 1, 2026
Gino got here quicker than expected and got the job done. ✅
Jennifer Brown Jan 1, 2026
Gino was awesome. Fast and efficient service. 5 star service
Nick Zamloot Jan 1, 2026
Gino is a lifesaver!! Put a new battery in my 2022 Jeep, got it going after sitting in this cold for days! Very friendly and professional, and a really good guy
Chris Harder Jan 1, 2026
Gino was amazing! I accidentally locked myself out of my car and he came to my rescue so quickly. He contacted me when he was on his way and again when he arrived, which I really appreciated. He was polite, professional, and had excellent customer service. Best of all, he had my car door open in literally 3 minutes. The whole experience was smooth and stress-free. Huge thanks to Gino for turning a frustrating situation into a great one!
Chanelle CWC Jan 1, 2026
I had very good service. The Hi Tech staff were very helpful and a pleasure to work with. I will use them again if needed.
Rosalind Hyman Jan 1, 2026
Hi Tech provides top Notch service and mechanical expertise to repair any vehicle owned.
Michael J Bellace Jan 1, 2026
I spoke with Mike, he was very professional. Another shop gave me issues with balancing tires, they told me one of the tires was out of spec and could not be balanced. I had Hi-Tech double check everything, they told me the tires were fine. They balanced all the tires and now my car drives like it did before, nice and smooth. Everyone working there was nice and polite, i will take my car back to this shop for future service.
Joe Furtek Jan 1, 2026
I always took my wife’s Mercedes to a dealership, but when I had an issue with the Engine light blinking I knew I needed to get it to a shop quickly. Hi Tech in Wayne NJ, services Mercedes so I gave them a Call. They kept in touch with me and made me feel like they truly cared. They took care of the issue and now I’ll use them for my maintenance service. I highly recommend them.
Daniel Colucci Jan 1, 2026
Great service!
Patrick Frey Jan 1, 2026
Gino was extremely professional Replaced my battery so quickly and effortlessly. Highly Recommend !!!!!
Michael Topper Jan 1, 2026
Great office vibe with Sarah and Juliet! Great service always can trust them when they say what had to be done and then perform the task with excellence. Valve cover gaskets
Bernie Papa Jan 1, 2026
Great service! Gino did an awesome job. He was professional, personable, and got my battery tested & swapped in just minuntes. Highly recommend Hi-Tech and Gino!
Nick Yedibalian Apr 4, 2024
Incredible service and extremely friendly. I never had a technician be as quick and precise as Gino, top marks all around.
Wayne Green Jan 1, 2026
Gino has a great personality. He helped me quickly and efficiently. Thank you
Donna Porcelli Jan 1, 2026
Great service. On time and quick battery replacement. The Technician Tesfa was great.
Doug Makin Jan 1, 2026
Tesfa came to jump start my car and I couldn’t be more thankful!! He not only jumpstarted it but also check the battery to see if there were any issues. All in all amazing work and would definitely recommend!!
Mariam elfilali Jan 1, 2026